All offers of finance are subject to acceptance by Omni Capital Retail Finance.

Finance packages are applicable on any Utopia Computers bespoke computers over £299.95 including VAT.

Consumer finance with Utopia Computers is organised and administered jointly by Utopia Computers Limited, Deko and Omni Capital Retail Finance Limited.

You have the right to know the amount of commission paid in relation to your application - if you’d like this, you can ask Deko’s customer support team on or by phone on 08. You will be offered the best rate available from Deko’s partner lenders, based on the lenders’ decision policies. The lenders Deko works with pay commission at different rates, but the commission received does not influence the interest rate you pay. Whichever lender Deko introduces you to, Deko may receive a commission from them (either a fixed fee or a fixed percentage of the amount you borrow). They need to meet high responsible lending standards, so you can rest assured that your application will be considered fairly and responsibly. A poor repayment record will affect your credit file.Īll of Deko’s lenders hold the required authorisation and permissions to provide you with credit.

If you fail to maintain your payments, your lender could ask a debt collector to contact you or commence legal action to recover the money you owe. Please be aware that finance options are a form of credit.

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